Spain
Spain’s payment landscape in 2026 is shaped by growing adoption of mobile wallets. Google Pay and Apple Pay account for around 52% of transaction volume, reflecting strong demand for contactless, mobile-first payments. For merchants, optimizing for NFC-enabled mobile checkouts is key to reaching consumers and unlocking growth in Spain’s digital retail market.
*Data is for Codapay in the period of 1st Oct 2024 - 30th Sep 2025
Impact figures
73%
Android users
27%
iOS users
56.6%
Credit & Debit Card ownership
1.5B
App downloads in 2025
948.2M
App revenue (USD) in 2025
Insights
Digital wallets
Spain’s highly Android-dominant market limits Apple Pay's effectiveness for enabling online payments.
Cards
Credit & Debit cards have moderate penetration in-market, yet preference has shifted toward Google Pay and Apple Pay which account for 52% of Codapay volumes.
Coda as your Merchant of Record
We handle payments, compliance, and complexity, so you can move faster.
Stay compliant automatically
Taxes, regulations (including PCI-DSS compliance), and reporting handled for you.
Reduce risk and operational overhead
Cross-border settlement, FX complexities, payouts, all managed end-to-end.
Fraud protection
Full fraud management with everything from risk mitigation to chargebacks and dispute resolution.
Related payment methods
© 2026 Coda Payments Pte. Ltd
Site Credits