All payment methods
Card
Spain
Spain Card Payments
Contactless-First Card Market
The Spanish payment landscape in 2026 is shaped by cards as the primary cashless method, supported by Visa and Mastercard. Cards are widely used across both online and in-store transactions, with near-universal contactless acceptance. For businesses, card payments help enable secure and reliable transactions across the Spanish market.
Highlights
50%+
Market share of consumer payments
85%
Adult cardholders
90M+
Cards in circulation
90%
Market share of contactless transactions
€500B+
Annual transaction value
| Supported features | |
|---|---|
| Exclusive payment method outside of App Store (Apple) |  |
| Exclusive payment method outside of Google Play (Android) | |
| PO Model Available | |
| Refunds |  |
| Local Entity Required | |
| Supports Recurring | |
| Supports Marketing Co-Promotion | |
| Settlement | Within 30 days |
Solutions
© 2026 Coda Payments Pte. Ltd
Site Credits