All market guides

Kazakhstan

Currently no data yet, but Visa/mastercards data is coming soon, and local APM Halyk QR is planned for 2026.

Card Payments

65%

Card Payments65%

*Data is for Codapay in the period of 1st Oct 2024 - 30th Sep 2025

Impact figures

57%

Android users

43%

iOS users

26.5%

Credit & Debit Card ownership

874.5M

App downloads in 2025

165.9M

App revenue (USD) in 2025

Insights

Digital wallets

Kazakhstan is a balanced Android/Apple market.

Cards

Credit & Debit cards have moderate penetration in-market, making diverse payment options strategically important for capturing customers who prefer cards alongside those using local e-wallets like Halyk QR.

Coda as your Merchant of Record

We handle payments, compliance, and complexity, so you can move faster.

Stay compliant automatically

Taxes, regulations (including PCI-DSS compliance), and reporting handled for you.

Reduce risk and operational overhead

Cross-border settlement, FX complexities, payouts, all managed end-to-end.

Fraud protection

Full fraud management with everything from risk mitigation to chargebacks and dispute resolution.