Cards + Kaspi: Mastercard leads schemes; Kaspi dominates domestic e-commerce rails
Card payments are a primary payment method in Kazakhstan, dominated by Mastercard at around 55% share and Visa at around 45%. American Express has limited acceptance across the market. As a core option in 2026, cards remain essential for cross-border transactions and for merchants operating outside the Kaspi ecosystem. For publishers, card payments provide reliable global reach and help capture transactions beyond local super-app environments.



Banks connected to Instant Payments System (IPS)
Mastercard share of card schemes
Visa share of card schemes
CAGR (credit card transaction volume, 2012–2016)
Card share of online payment value
| Supported features | |
|---|---|
| Exclusive payment method outside of App Store (Apple) | |
| Exclusive payment method outside of Google Play (Android) | |
| PO Model Available | |
| Refunds | |
| Local Entity Required | |
| Supports Recurring | |
| Supports Marketing Co-Promotion | |
| Settlement | Within 30 days |
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