All payment methods
Card
Kazakhstan

Kazakhstan Card Payments

Cards + Kaspi: Mastercard leads schemes; Kaspi dominates domestic e-commerce rails

Card payments are a primary payment method in Kazakhstan, dominated by Mastercard at around 55% share and Visa at around 45%. American Express has limited acceptance across the market. As a core option in 2026, cards remain essential for cross-border transactions and for merchants operating outside the Kaspi ecosystem. For publishers, card payments provide reliable global reach and help capture transactions beyond local super-app environments.

Visa
Mastercard
Kaspi

Highlights

12+

Banks connected to Instant Payments System (IPS)

55%

Mastercard share of card schemes

45%

Visa share of card schemes

30%+

CAGR (credit card transaction volume, 2012–2016)

18%

Card share of online payment value

Supported features
Exclusive payment method outside of App Store (Apple) X circle
Exclusive payment method outside of Google Play (Android) X circle
PO Model Available X circle
Refunds Check circle green
Local Entity Required X circle
Supports Recurring Check circle green
Supports Marketing Co-Promotion Check circle green
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