Canada
Canada’s payment landscape in 2026 reflects a shift toward mobile-first payments alongside established card usage. Google Pay and Apple Pay account for around 47% of transaction volume, approaching parity with traditional card payments. For global merchants, optimizing for seamless mobile wallet checkouts is key to reaching consumers and unlocking growth in Canada.
*Data is for Codapay in the period of 1st Oct 2024 - 30th Sep 2025
Impact figures
60%
Android users
40%
iOS users
82.7%
Credit & Debit Card ownership
1.2B
App downloads in 2025
2.6B
App revenue (USD) in 2025
Insights
Digital wallets
Canada’s highly Android-dominant market limits Apple Pay's effectiveness for enabling online payments.
Cards
Credit & Debit cards have very high penetration in-market, yet account for only 36% of Codapay volumes with strong preference shifting toward Google Pay and Apple Pay.
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