Default Canadian Payment Rail
The Canadian payment landscape in 2026 is shaped by card payments, supported by the Interac debit network alongside Visa and Mastercard. Cards are widely used across both online and in-store transactions, with strong contactless adoption. For businesses, card payments help enable secure and reliable transactions across the Canadian market.



Market share of consumer payments
Adult cardholders
Credit cards in circulation
Market share of contactless transactions
Annual transaction value
| Supported features | |
|---|---|
| Exclusive payment method outside of App Store (Apple) | |
| Exclusive payment method outside of Google Play (Android) | |
| PO Model Available | |
| Refunds | |
| Local Entity Required | |
| Supports Recurring | |
| Supports Marketing Co-Promotion | |
| Settlement | Within 30 days |
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