All payment methods
Card
Canada

Canada Card Payments

Default Canadian Payment Rail

The Canadian payment landscape in 2026 is shaped by card payments, supported by the Interac debit network alongside Visa and Mastercard. Cards are widely used across both online and in-store transactions, with strong contactless adoption. For businesses, card payments help enable secure and reliable transactions across the Canadian market.

Mastercard
Visa
Amex

Highlights

70%+

Market share of consumer payments

95%+

Adult cardholders

100M+

Credit cards in circulation

95%

Market share of contactless transactions

C$1T+

Annual transaction value

Supported features
Exclusive payment method outside of App Store (Apple) X circle
Exclusive payment method outside of Google Play (Android) X circle
PO Model Available X circle
Refunds Check circle green
Local Entity Required X circle
Supports Recurring Check circle green
Supports Marketing Co-Promotion Check circle green
Settlement Within 30 days