World's Largest Real-Time Payment Network
Unified Payments Interface (UPI) is an instant interbank payment system in India that enables peer-to-peer and merchant payments through linked bank accounts. It supports transactions via virtual IDs and QR codes across apps like PhonePe and Google Pay. As a widely used system in 2026, it plays a central role in everyday digital payments. For publishers, UPI helps drive volume and revenue by enabling fast and accessible payments across a large user base.

participating banks
Monthly transactions
Active users
Monthly transaction value
Market share of digital retail
| Supported features | |
|---|---|
| Exclusive payment method outside of App Store (Apple) | |
| Exclusive payment method outside of Google Play (Android) | |
| PO Model Available | |
| Refunds | |
| Local Entity Required | |
| Supports Recurring | |
| Supports Marketing Co-Promotion | |
| Settlement | Within 30 days |
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