All payment methods
Card
Sweden

Sweden Card Payments

Backbone of the Cashless Economy

The Swedish payment landscape in 2026 is shaped by card payments as a widely used method, supported by Visa, Mastercard, and BankAxept. Cards are commonly used across both online and physical retail, with strong adoption of electronic payments. For businesses, card payments help enable reliable and high-volume transactions across the market.

Mastercard
Visa
Amex

Highlights

60%+

Market share of consumer payments

95%+

Adult cardholders

12M+

Cards in circulation

95%+

Market share of contactless transactions

$1T+ SEK

Annual transaction value

Supported features
Exclusive payment method outside of App Store (Apple) X circle
Exclusive payment method outside of Google Play (Android) X circle
PO Model Available X circle
Refunds Check circle green
Local Entity Required X circle
Supports Recurring Check circle green
Supports Marketing Co-Promotion Check circle green
Settlement Within 30 days