All payment methods
Card
South Africa

South Africa Card Payments

Most developed card market: 80%+ banking penetration, advanced infrastructure

Card payments are widely used in South Africa, supported by a well-developed payment infrastructure. As a core payment method in 2026, they are accepted across retail environments and supported by technologies such as chip-and-PIN and contactless payments. For publishers, card payments help drive revenue at scale by enabling secure and widely accepted transactions.

Mastercard
Visa
Amex

Highlights

Advanced infrastructure

EMV, contactless, instant EFT

35M+

Cards in circulation

80%

Banking penetration

$420B USD

Annual transaction value

60%+

Market share by transaction

Supported features
Exclusive payment method outside of App Store (Apple) X circle
Exclusive payment method outside of Google Play (Android) X circle
PO Model Available X circle
Refunds Check circle green
Local Entity Required X circle
Supports Recurring Check circle green
Supports Marketing Co-Promotion Check circle green
Settlement Within 30 days