Real-time bank transfer network: 80% of Singapore residents & businesses use PayNow
PayNow is Singapore’s instant payment system that enables real-time transfers in SGD. As a widely used national payment infrastructure in 2026, it reaches around 80% adoption and supports payments through mobile numbers and QR codes. For publishers, PayNow helps drive conversion and revenue by enabling fast and secure bank-based payments.

Annual transaction value in 2022
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Monthly active users
Annual transactions in 2022
usage rate
| Supported features | |
|---|---|
| Exclusive payment method outside of App Store (Apple) | |
| Exclusive payment method outside of Google Play (Android) | |
| PO Model Available | |
| Refunds | |
| Local Entity Required | |
| Supports Recurring | |
| Supports Marketing Co-Promotion | |
| Settlement | Within 30 days |
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