Nigeria Card Payments

Foundation for formal commerce: Verve + international cards serve 45M+ banked Nigerians

Card payments are a key part of Nigeria’s payment landscape, supported by both local and international card networks. As a widely used payment method in 2026, local schemes like Verve and global networks such as Visa and Mastercard support online and in-store transactions. For publishers, card payments help drive revenue at scale by enabling transactions across both retail and digital commerce channels.

Highlights

Verve

Domestic network: Africa's largest card scheme

~150M

Verve cards issued (largest card scheme in Africa)

45M+

Bank accounts

$28B USD

Annual transaction value

40%

Market share of e-commerce

Supported features
Exclusive payment method outside of App Store (Apple)
Exclusive payment method outside of Google Play (Android)
PO Model Available
Refunds
Local Entity Required
Supports Recurring
Supports Marketing Co-Promotion
Settlement	Within 30 days

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Website

ED.

Brand

Koto

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