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Nigeria

Nigeria Bank Transfers

Transfers backbone: Real-time interbank payments via NIP infrastructure

Nigeria Instant Payment (NIP) is a real-time interbank transfer system that enables instant payments through mobile and online banking. As a core payment infrastructure in 2026, it supports interbank connectivity across the national financial system. For publishers, NIP helps drive conversion and revenue by enabling real-time bank transfers at scale.

Nibss

Highlights

NIBSS

Operated by Nigeria Interbank Settlement System

45M+

Bank accounts

24/7

Availability

$600T NGN

Annual transaction value

5B+

Annual transactions

Supported features
Exclusive payment method outside of App Store (Apple) Check circle green
Exclusive payment method outside of Google Play (Android) Check circle green
PO Model Available Check circle green
Refunds Check circle green
Local Entity Required X circle
Supports Recurring Check circle green
Supports Marketing Co-Promotion Check circle green
Settlement Within 30 days