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Card
Germany
Germany Card Payments
Bedrock of German Retail
The German payment landscape in 2026 is shaped by the central role of cards, led by the domestic girocard network with over 100 million issued. Cards are widely used across both physical and online transactions, supported by contactless adoption and international schemes like Visa and Mastercard. For businesses, card payments help provide broad reach across retail and e-commerce in Germany.
Highlights
60%
Share of POS transactions
100M+
girocard debit cards
40M+
Credit cards in circulation
80%+
Market share of contactless transactions
€500B+
Annual transaction value
| Supported features | |
|---|---|
| Exclusive payment method outside of App Store (Apple) |  |
| Exclusive payment method outside of Google Play (Android) | |
| PO Model Available | |
| Refunds |  |
| Local Entity Required | |
| Supports Recurring | |
| Supports Marketing Co-Promotion | |
| Settlement | Within 30 days |
Solutions
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