All payment methods
Card
Ecuador

Ecuador Card Payments

USD-Denominated Card Market

The Ecuadorian payment landscape in 2026 is shaped by card payments, supported by Visa and Mastercard. Cards are commonly used for digital and cross-border transactions, particularly in major urban areas. For businesses, card payments help enable high-value transactions across the market.

Mastercard
Visa
Amex

Highlights

USD

Settlement currency

50%

Adult cardholders

8M+

Cards in circulation

50%+

Market share of E-commerce

$15B+ USD

Annual transaction value

Supported features
Exclusive payment method outside of App Store (Apple) X circle
Exclusive payment method outside of Google Play (Android) X circle
PO Model Available X circle
Refunds Check circle green
Local Entity Required X circle
Supports Recurring Check circle green
Supports Marketing Co-Promotion Check circle green
Settlement Within 30 days