Switzerland
Switzerland’s payment landscape in 2026 is shaped by TWINT, a widely adopted local payment solution. TWINT accounts for around 99% of transaction volume, significantly reducing the role of traditional credit and debit cards. For global merchants, integrating TWINT is key to reaching consumers and unlocking growth in Switzerland’s advanced digital economy.
*Data is for Codapay in the period of 1st Oct 2024 - 30th Sep 2025
Impact figures
54%
Android users
46%
iOS users
69.2%
Credit & Debit Card ownership
215.3M
App downloads in 2025
937.6M
App revenue (USD) in 2025
Insights
Digital wallets
Switzerland is a balanced Android/Apple market.
Cards
Credit & Debit cards have high penetration in-market, yet user preference strongly favors local e-wallet options like TWINT, making APM support essential for maximizing conversion.
Coda as your Merchant of Record
We handle payments, compliance, and complexity, so you can move faster.
Stay compliant automatically
Taxes, regulations (including PCI-DSS compliance), and reporting handled for you.
Reduce risk and operational overhead
Cross-border settlement, FX complexities, payouts, all managed end-to-end.
Fraud protection
Full fraud management with everything from risk mitigation to chargebacks and dispute resolution.
© 2026 Coda Payments Pte. Ltd
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