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Qatar

Qatar’s payment landscape in 2026 is shaped by strong adoption of international card schemes. Credit and debit cards account for around 91% of transaction volume, reflecting a high-value, card-led market. For global merchants, optimizing for reliable, high-authorization card processing is key to reaching consumers and unlocking growth in Qatar.

Card Payments

91%

Card Payments91%

*Data is for Codapay in the period of 1st Oct 2024 - 30th Sep 2025

Impact figures

82%

Android users

18%

iOS users

32.3%

Credit & Debit Card ownership

143.8M

App downloads in 2025

125.3M

App revenue (USD) in 2025

Insights

Digital wallets

Qatar’s highly Android-dominant market limits Apple Pay's effectiveness for enabling online payments.

Cards

Credit & Debit cards have moderate penetration in-market yet drive 91% of Codapay volumes, demonstrating strong card preference among Qatar's digitally engaged consumers.

Coda as your Merchant of Record

We handle payments, compliance, and complexity, so you can move faster.

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Taxes, regulations (including PCI-DSS compliance), and reporting handled for you.

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Cross-border settlement, FX complexities, payouts, all managed end-to-end.

Fraud protection

Full fraud management with everything from risk mitigation to chargebacks and dispute resolution.