Netherlands
The Netherlands’ payment landscape in 2026 is shaped by iDEAL, the country’s leading Account-to-Account (A2A) payment method. iDEAL accounts for around 90% of transaction volume, reflecting strong consumer trust in bank-based payments. As the market evolves toward pan-European systems like Wero, maintaining support for iDEAL is key to reaching consumers and unlocking growth in the Netherlands.
*Data is for Codapay in the period of 1st Oct 2024 - 30th Sep 2025
Impact figures
62%
Android users
38%
iOS users
37.4%
Credit & Debit Card ownership
604.7M
App downloads in 2025
891.1M
App revenue (USD) in 2025
Insights
Digital wallets
Netherland’s highly Android-dominant market limits Apple Pay's effectiveness for enabling online payments.
Cards
Credit & Debit cards have moderate penetration in-market, yet account for only 9% of Codapay volumes with 90% preference for iDeal, demonstrating strong local payment method dominance.
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