Nepal
Nepal’s payment landscape in 2026 is mobile-first, with digital wallets leading how consumers transact. Local e-wallet platforms account for nearly all transaction volume, with limited use of credit cards in digital payments. For market entry, integrating local wallet infrastructure is key to reaching consumers and unlocking growth in Nepal.
*Data is for Codapay in the period of 1st Oct 2024 - 30th Sep 2025
Impact figures
80%
Android users
20%
iOS users
0.4%
Credit & Debit Card ownership
Unknown
App downloads in 2025
Unknown
App revenue (USD) in 2025
Insights
Digital wallets
Nepal’s highly Android-dominant market limits Apple Pay's effectiveness for enabling online payments.
Cards
Credit & Debit cards have very low penetration in-market, with 0% of Codapay volumes coming from cards and 100% exclusive preference for E-pay, indicating complete reliance on local digital payment infrastructure.
Coda as your Merchant of Record
We handle payments, compliance, and complexity, so you can move faster.
Stay compliant automatically
Taxes, regulations (including PCI-DSS compliance), and reporting handled for you.
Reduce risk and operational overhead
Cross-border settlement, FX complexities, payouts, all managed end-to-end.
Fraud protection
Full fraud management with everything from risk mitigation to chargebacks and dispute resolution.
© 2026 Coda Payments Pte. Ltd
Site Credits