Morocco
Morocco’s payment landscape in 2026 is shaped by strong preference for credit and debit cards. Cards account for the majority of transaction volume, reflecting continued reliance on traditional banking infrastructure. For merchants, prioritizing Visa and Mastercard integration is key to reaching consumers and unlocking growth in Morocco’s e-commerce market.
*Data is for Codapay in the period of 1st Oct 2024 - 30th Sep 2025
Impact figures
79%
Android users
21%
iOS users
0.6%
Credit & Debit Card ownership
1.1B
App downloads in 2025
33.8M
App revenue (USD) in 2025
Insights
Digital wallets
Morocco’s highly Android-dominant market limits Apple Pay's effectiveness for enabling online payments.
Cards
Credit & Debit cards have very low penetration in-market, yet represent 100% of Codapay volumes in Morocco, indicating exclusive card usage among the small card-holding population for digital gaming purchases.
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