Kuwait
Kuwait’s payment landscape in 2026 is shaped by strong adoption of international card schemes. Credit and debit cards remain the primary payment method, while the local KNET network accounts for around 5% of transaction volume. For global merchants, optimizing for Visa and Mastercard is key to reaching consumers and unlocking growth in Kuwait’s high-value market.
*Data is for Codapay in the period of 1st Oct 2024 - 30th Sep 2025
Impact figures
67%
Android users
33%
iOS users
22.3%
Credit & Debit Card ownership
176.1M
App downloads in 2025
208.3M
App revenue (USD) in 2025
Insights
Digital wallets
Kuwait is a strong Android market reducing the efficacy of Apple Pay to some degree in enabling online payments.
Cards
Credit & Debit cards have moderate penetration in-market, but card usage remains secondary, reinforcing the importance of offering diverse payment options including local APMs like KNET.
Coda as your Merchant of Record
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Reduce risk and operational overhead
Cross-border settlement, FX complexities, payouts, all managed end-to-end.
Fraud protection
Full fraud management with everything from risk mitigation to chargebacks and dispute resolution.
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