France
France’s digital payment landscape in 2026 reflects a balance between established card usage and emerging digital wallet solutions. Credit and debit cards, supported by the Cartes Bancaires network, account for around 64% of transaction volume. For B2B entrants, maintaining strong card support while preparing for A2A systems like Wero is key to staying competitive and unlocking growth.
*Data is for Codapay in the period of 1st Oct 2024 - 30th Sep 2025
Impact figures
67%
Android users
33%
iOS users
39.8%
Credit & Debit Card ownership
2.3B
App downloads in 2025
2.8B
App revenue (USD) in 2025
Insights
Digital wallets
France’s highly Android-dominant market limits Apple Pay's effectiveness for enabling online payments.
Cards
Credit & Debit cards have moderate penetration in-market and account for 64% of Codapay volumes, demonstrating card preference among French gamers.
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