All market guides

Egypt

Egypt’s payment landscape in 2026 is mobile-first, with digital wallets leading how consumers transact. Local e-wallets account for over 95% of transaction volume, reducing the role of credit and debit cards. For merchants, prioritizing alternative payment methods like Vodafone Cash is key to reaching consumers and unlocking growth in Egypt’s rapidly digitizing, Vision 2030-driven economy.

Vodafone Cash

87%

Vodafone Cash87%

Orange Money

9%

Orange Money9%

*Data is for Codapay in the period of 1st Oct 2024 - 30th Sep 2025

Impact figures

85%

Android users

15%

iOS users

6%

Credit & Debit Card ownership

2.4M

App downloads in 2025

80.3M

App revenue (USD) in 2025

Insights

Digital wallets

Egypt's highly Android-dominant market limits Apple Pay's effectiveness for enabling online payments.

Cards

Credit & Debit cards have low penetration in-market (6.0% ownership), reducing the effectiveness of this channel and likely overlapping significantly with the Apple user population.

Coda as your Merchant of Record

We handle payments, compliance, and complexity, so you can move faster.

Stay compliant automatically

Taxes, regulations (including PCI-DSS compliance), and reporting handled for you.

Reduce risk and operational overhead

Cross-border settlement, FX complexities, payouts, all managed end-to-end.

Fraud protection

Full fraud management with everything from risk mitigation to chargebacks and dispute resolution.