Chile
The 2026 Chilean payment landscape is defined by the total consolidation of international card schemes as the exclusive medium for digital transactions. In the current market, credit and debit cards account for 100% of volumes, reflecting a highly banked population reliant on established networks. For merchants, localized card processing is the non-negotiable requirement for capturing liquidity in Chile's stable financial market.
*Data is for Codapay in the period of 1st Oct 2024 - 30th Sep 2025
Impact figures
93%
Android users
7%
iOS users
24.3%
Credit & Debit Card ownership
806M
App downloads in 2025
409.5M
App revenue (USD) in 2025
Insights
Digital wallets
Chile’s highly Android-dominant market limits Apple Pay's effectiveness for enabling online payments.
Cards
Credit & Debit cards have low penetration in-market, yet represent 100% of Codapay volumes in Chile, indicating exclusive card usage among the card-holding population for digital gaming purchases.
Coda as your Merchant of Record
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Reduce risk and operational overhead
Cross-border settlement, FX complexities, payouts, all managed end-to-end.
Fraud protection
Full fraud management with everything from risk mitigation to chargebacks and dispute resolution.
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