Cambodia
Cambodia’s payment landscape in 2026 is shaped by interoperable digital payment systems like Bakong and KHQR. Local bank transfers and e-wallets account for around 99% of transaction volume, reducing the role of credit and debit cards. For global merchants, integrating with the national QR ecosystem is key to reaching consumers and unlocking growth in Cambodia’s mobile-first economy.
*Data is for Codapay in the period of 1st Oct 2024 - 30th Sep 2025
Impact figures
55%
Android users
45%
iOS users
0.8%
Credit & Debit Card ownership
375.9M
App downloads in 2025
25.4M
App revenue (USD) in 2025
Insights
Digital wallets
Cambodia is a balanced Android/Apple market.
Cards
Credit & Debit cards have very low penetration in-market, reducing the effectiveness of this channel and likely overlapping significantly with the Apple user population.
Coda as your Merchant of Record
We handle payments, compliance, and complexity, so you can move faster.
Stay compliant automatically
Taxes, regulations (including PCI-DSS compliance), and reporting handled for you.
Reduce risk and operational overhead
Cross-border settlement, FX complexities, payouts, all managed end-to-end.
Fraud protection
Full fraud management with everything from risk mitigation to chargebacks and dispute resolution.
Related payment methods
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