All market guides

Bangladesh

Bangladesh’s payment landscape in 2026 is mobile-first, with alternative payment methods leading how consumers transact. Local carrier billing and e-wallets account for nearly all transaction volume, significantly reducing the role of credit and debit cards. For merchants, prioritizing localized mobile payment integration is key to reaching consumers and unlocking growth in this rapidly digitizing market.

Robi Airtel

79%

Robi Airtel79%

bKash

0%

bKash0%

Nagad

0%

Nagad0%

*Data is for Codapay in the period of 1st Oct 2024 - 30th Sep 2025

Impact figures

94%

Android users

6%

iOS users

1.7%

Credit & Debit Card ownership

2.8B

App downloads in 2025

11.9M

App revenue (USD) in 2025

Insights

Digital wallets

Bangladesh is a very dominant Android market reducing the efficacy of Apple Pay to some degree in enabling online payments.

Cards

Credit & Debit cards have very low penetration in-market, reducing the effectiveness of this channel and likely overlapping significantly with the Apple user population.

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Fraud protection

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