All market guides

Argentina

Argentina’s payment landscape in 2026 is shaped by strong reliance on card-based transactions for high-value digital purchases. In this segment, credit and debit cards account for the majority of transaction volume, acting as a key link between local consumers and global platforms. For merchants, ensuring secure, seamless card checkouts is key to reaching consumers and unlocking growth in Argentina.

Card Payments

100%

Card Payments100%

*Data is for Codapay in the period of 1st Oct 2024 - 30th Sep 2025

Impact figures

87%

Android users

13%

iOS users

29.9%

Credit & Debit Card ownership

1.8B

App downloads in 2025

199.7M

App revenue (USD) in 2025

Insights

Digital wallets

Argentina’s highly Android-dominant market limits Apple Pay's effectiveness for enabling online payments.

Cards

Credit & Debit cards have low penetration in-market, yet represent 100% of Codapay volumes in Argentina, indicating exclusive card usage among the card-holding population.

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